Showing posts with label ventral striatum. Show all posts
Showing posts with label ventral striatum. Show all posts

Friday, January 11, 2013

January is Motivation Month


January is motivation month as many of us resolve to do better, especially to lose weight.  Two behavior change resolutions come to mind, eat less and exercise more.  Dieting aside, how do we sustain an exercise habit “after the thrill is gone?”  Cognitive neuroscience provides one answer.  We will wade out into the weeds for a moment and then come back to reality.  The exercise mode of choice is the daily walk.

Sustaining the exercise response involves rewards.  Given that most exercise including walking is perceived by the body as hard work, right away walking is negatively reinforced.  Unfortunately for many of us, techniques that produce positive reinforcement have a short shelf life, i.e. walking with friends, nature walks, novelty, varied walking routes.  Friends are unreliable; nature walks lose their novelty; and there are only so many ways to vary walking routes.  Worse, early success in weight loss too quickly plateaus.

What does neuroscience say?  Purposeful responses (such as a long walk) are tied to reward mechanisms by neurotransmitters called dopamine.  The most prominent target for the dopamine stimulation is the ventral striatum (VS), one of the evolutionarily primitive regions of the brain.  Some have called it the reward center of the brain.  Using fMRI scanners, neuroscientists can measure how stimulation effects the ventral striatum, and since the  VS wants to be stimulated, higher brain centers feel a sense of pleasure when the VS is positively stimulated.  Not surprisingly, novelty is one very powerful VS stimulator.  So is acquiring money.

The reason that most motivation programs fail is related to the goal of expectation and that is the problem in using novelty as the basis of a motivation system to sustain the habit of walking.   Scientific studies using fMRI scanners have shown that when reward is entirely expected on the basis of the preceding cue, the neurons do not respond to the reward.  In terms of novelty and walking, once we have seen the interesting sights a few times, the neurons stop exciting the ventral striatum; same with friends, same with varying the route.  The brain says, “I don’t give a darn, I’ve seen that already.”

First, applaud the ones with a strong sense of intrinsic motivation.  They can continue their walking program because it’s the right thing to do.  But those folks are not the ones that are making New Year’s resolutions to lose weight.  For the rest of us we need to develop a motivation system that keeps the ventral striatum happy.  For me, it is the endless thrill of finding money left behind.  In different amounts and in different places, it is always waiting to be found by the vigilant walker.

The MoneyWalker

Sunday, August 28, 2011

Calisthenical Walking: Achieving a Serotonin Buzz Naturally

Photo by Joe McGorty as depicted in a blog by guardian.co.uk

Feature Entry: Calisthenical Walking: Achieving a Serotonin Buzz Naturally

The MoneyWalker is having a great time reading Ammon Shea’s Reading the OED, one man, one year, 21,730 pages. Shea selects interesting words for brief comments. His selected word calisthenical is simply defined as “addicted to exercise.” Calisthenical walking is the second entry from Shea’s book.

Calisthenical walking can be likened to the so-called runner’s high or to achieving a “serotonin buzz.” Serotonin is the workhorse of a constellation of brain processes commonly known as the pleasure response. The short lesson--exercises such as running, jogging, and brisk walking trigger the secretion of serotonin which results in a feeling of euphoria.

now for the bad new, did someone whisper the word sugar? Yikes, could it be that sugar also stimulates the creation of a serotonin buzz? More about the interloper tomorrow?

MoneyWalker

Notes:
Found Money Update since last post = $36.23 over 16 walks for average of $2.26 per walk

Average weight over the 16 walks = 173.3 lbs.

Saturday, March 26, 2011

Developing a Motivation System for Weight Loss and Exercise Continuance




Is this you on December 31, “I am going to lose 30 pounds next year and look great for my 25th high school reunion?” January 1, you make the resolution. On February 1 you lose five pounds, but on March 1, you have gained back seven.

If so, you need to examine your motivation system. Motivation to achieve difficult goals usually requires a “system” of reinforcement behaviors rather than just one end-all be-all motivation device. There are two sources of motivation—intrinsic and extrinsic. The drive connected to intrinsic motivation is “to be a better healthier person;” or, “responsible people keep their weight under control so as to look their best and avoid lifestyle diseases that come with being overweight, and I am a responsible person.” Examples of extrinsic drives are money, rewards, recognition, power, and even tokens.

When possible, we want to be motivated by intrinsic (internal rather than external) motivation, but it's not always possible to be internally motivated about everything. This is where extrinsic motivation becomes valuable. Good behaviors are often in competition with bad behavior. I can take my 4 mile walk or I can read on the couch. At the party, I can make healthy food choices or I can overeat foods with high sugar, salt, starch, or fat content. Motivation drives all those choices, both the good ones and bad ones. Also, good and bad motives are in competition for your will.

Motivation to behave a certain way is driven by how past behaviors have been reinforced. The reinforcement to overeat chocolate candy is because it tastes great. The reinforcement to restrict chocolate in your diet might come from wanting to maintain a recently gained weight loss goal. Or, by approving comments made by a significant other.

Motivation systems require a specific goal. The goal must be defined and what behaviors will be used to reach the goal. After the goal is set and the enabling behaviors determined, a series of intrinsic and extrinsic motivation schemes must be determined and linked together or nested. Also, the schemes will range from elaborate to simple. Especially the extrinsic rewards should be definable and tangible.

The MoneyWalker will illustrate how a motivation system works by using his own system as a working example. My new year’s goal was to be within what the American College of Sports Medicine defines as normal weight. My current weight is 173 pounds. For me, a normal weight is between 129 and 169 lbs. This number range was calculated using my height, weight, age, and gender and then placing the data into a Body Mass Index formula (BMI). My recommended BMI is between 19 and 25. Mine was 25.5 just into the “overweight” category. Thus, my specific goal is to lose four pounds.

Now that I have a specific goal, what set of behaviors am I going to use to lose the weight. The answer is to exercise regularly and practice portion control. My exercise of choice is one guaranteed to burn calories, a daily walk of four or five miles. Every mile burns 100 calories. Portion control means to eat smaller amount of foods known to cause fat storage—sugars, starches, and fats. I try to limit myself to 2200 hundred calories daily. With the exercise program, my net calorie for daily metabolism is between 1700 and 1800 calories. I should lose weight with that amount. I also will weight daily and record the weight in a journal. Although weight fluctuation is normal, upward trends aren’t. Daily weighing provides important trend data. Another behavior is to eat breakfast every day.

I have found that intrinsic motivation does not provide enough reinforcement to sustain my habit of daily walking. Also, feel-good strategies weren't helpful. Beautiful scenery didn’t work, variety of walks didn’t work, and walking with friends didn’t work--for me it was MoneyWalking. MoneyWalking is my name for finding money and other “valuable” objects while walking. Finding a piece of money on the ground is very powerful reinforcement. It supplies classic behavioral random variable reinforcement schedules. One never knows when, where, or how much money will be found during the walks. Also, MoneyWalking involves learning, the more you walk the more money you find. It is a matter of learning where people lose money.

Thus, MoneyWalking is the base of my motivation system, but many other types of motivation schemes are nested within the system. For example, I name the various types of money finds. My ventral striatum really fires hot and heavy when finding a scatter of pennies that someone just dumped on the ground. I call it a penny dump or a Benjamin dump (my son Benjamin tells me he just dumps his pennies on the curb when they accumulate in the console of his car).

Another technique is to count the money as it is found. My goal for each walk is to find one dollar are more. In the metric system “deci” means 1/10th. As I walk and find money, I keep count of the number of decis that are found. At the end of a walk, if I have found $1.29, I record 12 decis, one for every 1/10 of a dollar. While walking I am very aware of the number of decis and the fraction needed to make the next highest deci. In the above example I require just one more penny to earn another deci. Sometimes, I am tempted to add a few blocks to my walk just trying to close out the next higher deci level. Decis are like intermediate goals and serve as "tokens" I earn along the walk.

As mentioned above, daily weighing and recording the weight is nested into the system. I hate myself when today’s weight is higher than yesterday’s. Daily weighing is a great for self transparency. I weigh every morning, regardless of what splurge might have occurred the day before. A trending upward scale pattern is a grating reminder to cut back on the portions and monitor the choices.

Giving back to society is another form of external motivation nested into my system. I rehab, reuse, or repurpose hundreds of objects found during my walks. Then, ever six months, I conduct a MoneyWalker yard sale with all proceeds going to one of my favorite charities, the Baptist Friendship House for Abused Women and their Children or the University of New Orleans Homer L. Hitt Distinguished Lecture Series. Also, all the money found by the MoneyWalker is divided between these two charitable causes. There is nothing more rewarding than helping a worthy cause (and for some, the recognition that such giving bestows on the donor). “I can’t stop walking now, all those battered women and their children are counting on me.” is powerful self-talk.

In summary, if you are not meeting your weight loss goals, you might need to recalibrate your motivation system. Define your weight loss goal very specifically. Determine what behaviors you need to follow in order to reach your goal. Select a powerful base extrinsic motivation reward system, one that has the passion to sustain your behaviors. Combine your base motivator with secondary motivators to amplify the reinforcement. Be sure to include intrinsic motivation as a critical part of your system. Effective motivation systems are not easy to establish or follow. And worse, there are counterproductive motivation systems operating within you that compete for your willpower. Yet, a well conceived motivation system is a critical part of your weight loss and exercise program.

Remember, a happy walker is a regular walker.

MoneyWalker

Thursday, February 3, 2011

The Ventral Striatum Celebration Syndrome

Photo from eScienceCommon of Emory University

Feature Entry: The Ventral Striatum Celebration Syndrome

The Ventral Striatum is part of the cerebral area of the human brain. It is wired to other parts that direct action to complete specific goals. Once the goal is achieved, the ventral striatum begins firing rapid bursts of electrical impulses as if in celebration of the accomplishment.

Specific goal directed behavior is labor intensive in terms of attention. Neuropsychologists use the word “controlled” rather than “automatic” to define this type of attention. Controlled attention is slow, demanding, serial, and volitional (can be turned on or off). It is mentally fatiguing as compared to automatic attention which is below the awareness level, fast and relatively pain free in terms effort.

The MoneyWalker uses the ventral striatum as a key aspect of a motivation system to persevere in the walking habit. Each 4 to 5 mile walk begins with a goal to find lost coins. Active controlled attention processes guide an active search for coins along curbs, in parking lots, coin dispensing machines, and dozens of other places where people lose coins. When a coin is found, a mental joy occurs. The ventral Striatum is leading a celebration in the brain. The feelings of celebration are highly reinforcing.

What follows next is a gift to the discerning neuroscientists that might chance upon this blog. I call it the ventral striatum celebration syndrome (VSCS). As stated, searching and finding a lost coin along curbs, streets, and other byways is attention demanding. The endless figure/ground combinations are loaded with false positive coin finds. Also, the constant scanning and sweeping of the human eye over block after block of terrain is moment by moment fruitless, but suddenly a coin registers on the foveal region of the retina. After quick confirmation, the ventral striatum leads a celebration of victory.

It is the victory celebration that presents the problem. After years of experiencing money finds, the MoneyWalker has learned that many times multiple coins are lost, not just one coin. What often happens is that the additional coins are not detected. If not careful, the finder will just walk away after the initial find leaving other coins in the general region undetected. It seems that the cerebral functions that control visual searching join the celebration and stop their vigilance for finding coins. The entire scan and search attention demanding process seems to say, “Mission accomplished, Miller time!” I am not sure how many coins I have left behind because of the syndrome. Now after a coin is find, I force the control processes to continue the search even when they want to party.

O.K. neuroscientists, go do your work. The MoneyWalker has done the heavy lifting; the research question has been framed. Get yourself a grant, collect the data, and get it published before someone beats you out. Need another rationale, what about cell phones and driving? I wonder what happens to a driver’s attention when the screen announces a long awaited important call. Could that accident inducing distraction be caused by the VSCS?

When that “accepted” letter from Attention, Perception & Psychophysics comes in the mail, the celebration inside your head is being conducted by your ventral striatum. And just try doing some other work during the party. Don’t forget to give the old MoneyWalker a plug.

MoneyWalker

Tuesday, November 16, 2010

Intrinsic Motivation Versus the Ventral Striatum; or Is Extrinsic Motivation Learned or Hardwired

Photo from Desiderata and Motivational Photographs from nature.

Note: Journal Entries located at end of Blog.

Feature Entry: Intrinsic Motivation Versus the Ventral Striatum; or Is Extrinsic Motivation Learned or Hardwired

In the MoneyWalker’s last post, a question was raised about the permanent efficacy of extrinsic motivation. The question is especially relevant concerning positive eating and exercise activity in terms of overweight/obese children and youth.

Edward Deci (Deci & Ryan, 1985, 1991), a self-determination theorist, and his followers would vote no. Deci’s findings support methods that help students to self-motivate also known as intrinsic motivation. Intrinsic motivation occurs when individuals internalize values based upon health benefits rather than expected rewards, social recognition, and money. Reward based motivation is labeled extrinsic motivation. Deci’s findings suggest that intrinsic motivation is superior because with extrinsic motivation, once the incentives are removed exercise is reduced; conversely, with intrinsic motivation the value of exercise and diet are internalized and are performed for their own value; thus, persevere as a life-long habit.

So what about the Cooper created FitnessGram? Is it based upon intrinsic or extrinsic motivation principles? By not giving a traditional “grade” to the six areas of fitness including Body Mass Index (BMI),it can construed as intrinsic. However, the green zone/red zone designation is easily converted to extrinsic motivation by perceptive students that quickly assign value to their zone location and compare their scores with others. Glory is a powerful extrinsic motivator, and gaining an optimal BMI green zone placement can result in enhanced peer standing by image conscious children and youth. Note the reaction of Nicole to Harriet Brown’s blog providing negative critique of the FitnessGram: “Wow, that is horrible. Do they have no idea about how vulnerable an 11-year-old girl is?”

But is Deci’s research the last word? Among many studies that refute Deci is Eisenberger et. al. (Psy Bulletin, 1999, vol 125 No. 6) which found that external rewards do not reduce "interest" in tasks for their own sake. Students that received rewards when compared to students taught with intrinsic motivation where not significantly different on reported “interest” on follow-up studies.

Both Eisenberger and Deci’s findings resonate with the MoneyWalker. Motivation for losing weight and keeping it off is hard work and both intrinsic and extrinsic motivation is important for success. In fact the body seems to be hardwired to utilize both types of motivation. Recent neuroscience findings (Elger and Falk, Science Daily, Nov. 23, 2007) report a specific “reward center” in the brain, the Ventral Striatum. The Ventral Striatum reveals high activity when subjects successfully perform difficult attention demanding problems; more so if they receive a reward and even higher activity if competing successfully with others. The Ventral Striatum is the reward seat of extrinsic motivation, not intrinsic. It can be extrapolated that external rewards are necessary for tasks that are considered difficult to achieve, especially in the beginning stages of acquisition.

The MoneyWalker applauds the Cooper Institute and the Texas/Delaware adoptions. The plan by educating and rewarding positive exercise and nutrition behaviors is providing both intrinsic and extrinsic reinforcement to assist our youth to maintain healthy levels of fitness including BMI, both now and into their adulthood.

Budda has a point, but so does Elger and Falk.

MoneyWalker

Journal Entries

Nov. 15, 2010: Weight 175.6 lbs.: Coinage = $2.02, 42 pennies (one wheat), 3 nickels, 7 dimes, 3 quarters; 3 glass bottles; 2 ground scores (eight paperback books on the curb).

Nov. 14, 2010: Weight 176.0 Lbs.; Coinage = $2.88, 63 pennies, 8 nickels, 6 dimes, 5 quarters; 20 glass bottles, 4 ground scores.

Nov. 11, 2010: Weight 176.0 lbs.; Coinage = $3.10, 115 pennies, 6 nickels, 9 dimes, 3 quarters (one super find in the folds of a discarded lounger [1 quarter, 3 dimes, 1 nickel, 3 pennies] and one wheat penny); 20 glass bottles, 7 ground scores.

Tuesday, October 19, 2010

Green Walking, Turning Trash to Treasure, Part II

The MoneyWalkers French Quarter style patio. Many of the fence boards were recycled as were all the patio bricks.


Journal Entries

Oct. 19: Weight = 173. Lbs; Coinage = $1.33, 18 pennies, 3 nickels, 5 dimes, 2; 7 glass bottles; 5 ground scores

Oct. 18;
Weight = 174.6 lbs. (12 day excursion to NYC and DC with unchecked consumption); Coinage = $9.08, $5 dollar bill, 1 dollar bill, 88 pennies, 12 nickels, 11 dimes, 2 quarters; 11 glass bottles; 2 ground scores; one super find (2 quarters in a telephone return).

Oct. 7: Weight =172.8 lbs.; Coinage =$1.42, 42 pennies, 4 nickels, 3 dimes, 2 quarters; Glass bottles = 11; Ground scores = 2.

Oct. 6: Weight = 172.4 lbs.; Coinage = $2.08, 48 pennies, 7 nickels, 10 dimes, 1 quarter; ten glass bottle, two ground scores.

Oct. 5,
2010: Weight = 173. lbs; Coinage = $1.48, 37 pennies, 7 nickels, 5 dimes, 1 quarter; 6 glass bottles; ground score = 2.

Feature Entry: Green Walking, Turning Trash to Treasure, Part II

More and more, the MoneyWalker’s blog is reflecting the consciousness of the go-green movement. I walk to complete most shopping experiences if the destination is one mile or less. In our neighborhood that includes the bank, grocery store, dozens of restaurants, the post office, and the drug store. The practice avoids gasoline emissions, saves gasoline consumption, and contributes to the MoneyWalker’s weight loss maintenance strategy.

It is no secret that the MoneyWalker is motivated to maintain his walking practice by the chance of finding money. Pennies add up and finding nickels, dimes, and quarters scattered around the curbs and hotspots of Mid City New Orleans tickles the ventral striatum. But there is a new joy—finding and restoring other people’s trash. Turning “trash to treasure” is a hot topic in the going green movement. I call it the 3R method of sustainability--recycling, reusing, and repurposing.

Boring is the word to define all the types of items that have been found and recycled by the MoneyWalker. To test your stamina suffer through these: jewelry, books, office supplies and equipment, vacuum cleaners, weight lifting equipment, antique gum ball machine, floor lamps, book shelves, desk and credenza, and area carpets. Others include collectibles, TV table, coffee table, extension cords, jumper cables, oil paintings, art work, cleaning supplies, barbecue cookers, and clothes. Even more items include towels, baby strollers, tricycles, bicycles, tools, paint, lumber, bulletin boards, chandeliers, purses, beds, and gas cans.

Perhaps the most significant find occurred after Katrina. Many people with old houses with coal-burning fireplaces restored their homes and tore out the fireplaces to achieve a more modern look. The MoneyWalker retrieved the bricks, cleaned them, and created a “French Quarter” patio. More than 3,000 bricks were used in the project, bricks saved from the land fill.

One problem with the 3R method is distribution. How does the MoneyWalker deal with all that junk? First, he has a large storage area. Second, he is very handy and can repair most things. Third, he conducts a charity yard sale once a year to recycle the finds. He has also purchased “EBay for Dummies” and plans to sells his really good finds on EBay. All proceeds including coinage go to a local charity.

Walking while looking for money and other ground scores is a great one-two punch for weight loss and weight management and for going green. The more you walk, the more lbs. you lose and the more treasures you find to recycle, reuse, or repurpose the more you help sustain planet earth. Both contribute to personal meaning, an outstanding antidote to depression and stress.

MoneyWalker

Tuesday, March 23, 2010

Incorporating Walking into Everyday Life

Journal Entry 3/20/10: Weight = 170.4 lbs.; Coinage = $.50, 10 pennies, 4 dimes; Glass bottles = 17; Ground Scores = 8.

Journal Entry 3/21/10: Weight = 171.4 lbs; Coinage = $4.04, 99 pennies, 10 nickels, 8 dimes, 7 quarters; ( one super find, 2 quarters, 1 nickel, 2 pennies in a curb scatter); Glass bottles = 16; Ground scores = 5.

Journal Entry 3/22/10: Weight = 172.6 lbs; Coinage = $ 1.59, 39 pennies, 2 nickels, 6 dimes, 2 quarters; Glass bottles = 4; Ground Scores = 6.

Journal Entry 3/23/10: Weight = 171.8 lbs; Coinage = $1.25, 50 pennies, 2 nickels, 4 dimes, 1 quarter; Glass bottles = 19; Best coinage find = a quadfecta on a long range errand run, a curb dime at the doctors park, a nickel find in the candy machine return at the hospital, a quarter find at the service station’s air station, and two pennies at the hardware parking lot. Money is everywhere looks if one looks carefully

Feature Entry: Incorporating Walking into Everyday Life

The 3/23/10 journal entry that describes how the MoneyWalker found $.42 on one run of daily chores led me to consider how to find natural and interesting ways to increase the number of steps taken each day. My goal is take 12,000 steps daily, the number derived by exercise physiologists as the amount required to keep weight at or near the recommended Body Mass Index.

The MoneyWalker follows three strategies to reach the 12,000 step goal—daily 90 minute fitness walk, residual green walks that involve walking to complete chores near my home in Mid City New Orleans, and Parking-lot walks (instead of parking as close to the destination as possible, I park as far from the desitnation as possible) when a destination is beyond the logic of a residual walk. The motivation for incorporating this much walking into my everyday lifestyle is multifaceted. Two important hinges drive the behaviors. First, is the desire to stay physically fit and avoid weight gain. These are both intrinsic motives and lack the power to sustain the 12,000 step behavior. The second hinge is extrinsic and involves a “bizarre” habit of searching for money while performing the exercise. Past blogs have defined how the brain’s pleasure center, the ventral striatum, seems to be hardwired to demonstrate pleasure when a lost coin or paper currency is found. Moreover, the pleasure derived from finding coins is highly reinforcing. The link to walking is obvious, the more you walk, the more money you find.

But is there that much money out there to be found? One estimate is that people in the U.S. lose $300,000 every day. Finding money is a learned skill. When the MoneyWalker started, his average was about .25 cents for a one hour walk. Now his daily walk, although now a 90 minute walk, yields more than $1.50 a walk.

Later we will reinforce many other benefits from incorporating walking into your everyday life including fitness, weight management, prevention of cancer, diabetes, and heart disease, and more personal joy and tranquility. Also, we will more fully discuss specific ways that each of us can find the time and the will to complete the walks.

MoneyWalker

Monday, February 8, 2010

One Glorious Day



Feature Entry: One Glorious Day!

One Glorious Day WWII ended.

One Glorious Day Ms. MoneyWalker told the Minister “I Do!"

One Glorios Day the Chancellor of the University of New Orleans said “The job is yours.”

One Glorious Day Drew Brees told Coach Sean Peyton, “I’m coming to New Orleans!”

One Glorious Day the New Orleans Saints won the “Super bowl!!!!”

It was a glorious day.

And a side note, just now the MoneyWalker on a utility walk to buy a commemorative paper, in four different spots, 2 quarters, a dime, and 3 pennies were added to the celebration.

“Who ‘dat!”

Moneywalker

Thursday, October 15, 2009

The Ventral striatum and money walking


Journal Entry: Coinage = $1.57, 57 pennies, 2 nickels, 4 dimes, 2 quarters; Glass bottles picked up and deposited in the dumpsters = 8; Ground scores = 2, 1 nearly new t-shirt that will be washed and recycled in the MoneyWalker street-side give away program and one profressional grade 3/8” socket; Best money find = one 11 penny curb scatter followed two houses later by a two penny scatter.

Finding money this close together but apparently unrelated is called a grouping. Why is a money find of 13 cents more rewarding than the .62 cents (two quarters, one dime, and two pennies) found at the McDonald drive-through? You must ask my ventral striatum. As for me, I prefer the quarters, my ventral striatum, the brains reward center is busy during the 4+ mile urgently and intensely searching for money.

As it turns out, the ventral striatum is wired with neurons that are connected with other parts of the brain that deal with problem solving. In the MoneyWalker’s case, the problem is finding money. But there is another issue that effects the firing power of the ventral striatum—competition. When others are trying to solve the same problem and when the problem is difficult to solve, a successful coin score registers much stronger than if the coin is relatively competition free. When a problem is solved the ventral striatum is happy. (Caution, keeping the ventral striatum happy is very "addicting" and is the source of the MoneyWalker's intrinsic motivation strategy.)

Now back to the debate. Who goes walking up to McDonald drive-throughs looking for coins? Just crazy people like the MoneyWalker. On the other side, people walking along the street are always subconsciously vigilant concerning coins and money. Most people will stop, bend down, and pick up something as value-less is a modern penny; and definitely a nickel, dime, or quarter. Thus, a penny scatter along a curb will often register stronger and longer than two quarters at the drive-through as for as the ventral striatum is concerned--more competition.

At least that is my SWAG theory (scientific wild-assed guess) SWAG theory belongs to many, but one being B.B. Suran, Ph.D.. Check out his funny and informative essay.

MoneyWalker